ZIP 12043 Property Distress & Foreclosure Data

Schoharie County, New York's ZIP 12043 registers 10/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (35/100), structural risk (23/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 23/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 50% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $186,000 here, or 2.4 times local income. Vacancy runs 11.0%. 7,883 residents call 12043 home, typically aged 38. Roughly 13.5% live below the poverty line. The tenure split is 65% owner-occupied to 35% rented. There are about 3,570 housing units across 12043. Households earn a median $73,006 — near the roughly $78,000 national figure. About 28% have a four-year degree. Rent burden reaches 26% of tenant households. On demographic stress specifically, 12043 scores 26/100.

Overall, 12043 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.