ZIP 12160 Property Distress & Foreclosure Data

Schoharie County, New York's ZIP 12160 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (28/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structural risk reads 28/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

735 residents call 12160 home, typically aged 47. A median home runs $167,600 here, or 2.3 times local income. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 79% owner-occupied to 21% rented. There are about 433 housing units across 12160. Rent burden reaches 6% of tenant households. Households earn a median $70,833 — near the roughly $78,000 national figure. Roughly 8.4% live below the poverty line. About 13% have a four-year degree. On demographic stress specifically, 12160 scores 22/100.

Taken together, 12160 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.