ZIP 12166 Property Distress & Foreclosure Data

ZIP code 12166 in Montgomery County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (62/100). What sets it apart are the readings on construction/permit lag (93/100), structural risk (42/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 42 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 713 housing units across 12166. A median home runs $219,400 here, or 2.1 times local income. The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 12166 scores 21/100. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 18% of tenant households. Households earn a median $90,147 — above the roughly $78,000 national figure. 1,459 residents call 12166 home, typically aged 38. About 27% have a four-year degree.

Taken together, 12166 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.