ZIP 13339 Foreclosure, Tax-Lien & Distress Report
Montgomery County, New York · High Vacancy market
ZIP 13339's composite property-distress score is 21/100 - DLRadar classes that as low for Montgomery County, New York. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (47/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). On the structural side it scores 47/100, with 2/100 of stress already active.
Prices here sit in a expansion phase: values rose 5.8% over the trailing year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.9% live below the poverty line. Home values center near $94,400, an affordability ratio of 1.6× — accessible. Around 39% of renters are cost-burdened. 6,131 residents call 13339 home, typically aged 40. Around 20% of adults hold a bachelor's degree or higher. At $57,885, median income runs below typical U.S. levels. On demographic stress specifically, 13339 scores 26/100. The ZIP holds roughly 2,828 housing units. 77% of housing is owner-occupied.
Taken together, 13339 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 13339 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 13339 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 13339 reflects the current record instead of a stale or modeled snapshot.
The 21/100 for 13339 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 13339 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 13339
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 13339 by the numbers
The live 13339 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Built from public records, scored the same way everywhere · methodology