ZIP 13413 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · Distress market
ZIP code 13413 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 50/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (73/100). Its standout signals are structural risk (50/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 13413 posted values that rose 9.6% over the year, and 24% higher over three years (phase confidence 85/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 16,940 people live here, median age 45. The tenure split is 77% owner-occupied to 23% rented. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 21/100. The typical home is worth about $240,400 (2.4× income, relatively affordable). There are about 7,477 housing units across 13413. Households earn a median $91,899 — above the roughly $78,000 national figure. Around 31% of renters are cost-burdened. Vacancy runs 5.9%. Educational attainment sits at 49% bachelor's-or-above.
Broadly, 13413 is a steadier market — the deals are the exceptions, not the rule. 13413 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 13413 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 13413 shows blanks, not estimates, wherever the record is sparse.
13413's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13413 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 13413
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 13413 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13413, the same set carried on every parcel.
Oneida County ZIPs near 13413
Nearest ZIP codes to 13413
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Oneida County, New York — ZIP, county and statewide.
The complete 13413 distress and acquisition report
Every distressed parcel in 13413 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology