ZIP 13413 Property Distress & Foreclosure Data

In Oneida County, New York, ZIP 13413 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 48 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (71/100)). Its standout signals are structural risk (48/100), construction/permit lag (37/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The expansion-phase market in 13413 posted values that rose 7.1% over the year, and 24% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 16,940 with a median age of 45. Owners hold 77% of homes, renters 23%. 5.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $240,400, an affordability ratio of 2.4× — accessible. There are about 7,477 housing units across 13413. Median household income is $91,899, above the U.S. median near $78,000. Rent burden reaches 31% of tenant households. Vacancy runs 5.9%. Educational attainment sits at 49% bachelor's-or-above.

Broadly, 13413 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.