ZIP 13424 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · Distress market
ZIP code 13424 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (74/100)). The pressure is most legible in structural risk (51/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. On the structural side it scores 51/100, with 2/100 of stress already active.
The expansion-phase market in 13424 posted values that rose 9.6% over the year, and 19% higher over three years, at 85/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 2,285 with a median age of 37. Vacancy runs 6.5%. The typical home is worth about $208,200 (2.3× income, relatively affordable). The tenure split is 84% owner-occupied to 16% rented. Educational attainment sits at 29% bachelor's-or-above. Households earn a median $90,179 — above the roughly $78,000 national figure. 7.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 24/100. There are about 1,040 housing units across 13424. Rent burden reaches 45% of tenant households.
On balance, 13424 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 13424 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 13424 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13424 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 13424's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 13424 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 13424
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 13424 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13424, the same set carried on every parcel.
Adjacent Oneida County ZIP reports
Nearest ZIP codes to 13424
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Oneida County, New York by ZIP, county and state.
Unlock the full ZIP 13424 acquisition report
The full 13424 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology