ZIP 13424 Property Distress & Foreclosure Data

Composite property distress in 13424 (Oneida County, New York) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. Structural exposure scores 49 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 7.1% year on year, and 19% higher over three years, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,285 people live here, median age 37. Vacancy runs 6.5%. The typical home is worth about $208,200 (2.3× income, relatively affordable). 84% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. At $90,179, median income runs above typical U.S. levels. The poverty rate is 7.7%. The demographic-stress sub-score lands at 24/100. There are about 1,040 housing units across 13424. Rent burden reaches 45% of tenant households.

Overall 13424 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.