ZIP 13441 Foreclosure, Tax-Lien & Distress Report

Oneida County, New York's ZIP 13441 registers 23/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). institutional ownership (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). Structural risk reads 52/100 against active distress of 0/100.

Prices here sit in a expansion phase: values rose 9.6% over the trailing year (phase confidence 85/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

145 residents call 13441 home, typically aged 27. The tenure split is 0% owner-occupied to 100% rented. The demographic-stress sub-score lands at 18/100. The ZIP holds roughly 93 housing units. Around 0% of renters are cost-burdened. Vacancy runs 0.0%. About 75% have a four-year degree. At $95,857, median income runs above typical U.S. levels. 0.0% of residents fall below the poverty threshold.

On balance, 13441 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 13441 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 13441 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13441 can be compared directly against any other ZIP in Oneida County, New York or nationwide. The score is rebuilt from public data as it updates, so 13441 reflects the current record instead of a stale or modeled snapshot.

13441's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 13441 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.