ZIP 13301 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · High Vacancy market
ZIP code 13301 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 51/100 against active distress of 2/100. Leading the profile are structural risk (51/100), construction/permit lag (41/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (74/100).
The expansion-phase market in 13301 posted values that rose 9.6% over the year, at 85/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $124,559, above the U.S. median near $78,000. The typical home is worth about $287,500 (2.6× income, relatively affordable). The ZIP holds roughly 100 housing units. Around 49% of adults hold a bachelor's degree or higher. The poverty rate is 8.8%. DLRadar's demographic-stress index for the area reads 36/100. The vacancy rate is 56.8% — elevated. 100% of housing is owner-occupied. Population is roughly 113 with a median age of 43.
On the whole, 13301 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13301 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 13301 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13301 shows as blanks, never estimates, and the score updates on every fresh public filing.
13301's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 13301 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 13301 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 13301 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 13301, drawn from the same report attached to each property.
More ZIPs across Oneida County
Nearest ZIP codes to 13301
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 13301
Keep going: ZIP, county and state distress coverage for Oneida County, New York.
Get the full acquisition report for 13301
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Each signal above is traceable to an open dataset · methodology