ZIP 13321 Property Distress & Foreclosure Data

Oneida County, New York's ZIP 13321 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). construction/permit lag (36/100) and institutional ownership (16/100) stay muted. Structural exposure scores 49 and live distress 0 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 7% of tenant households. The tenure split is 58% owner-occupied to 42% rented. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. There are about 492 housing units across 13321. Households earn a median $58,508 — below the roughly $78,000 national figure. About 22% have a four-year degree. 815 residents call 13321 home, typically aged 49. On demographic stress specifically, 13321 scores 22/100. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 13321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.