ZIP 13321 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 13321 (Oneida County, New York) returns a low composite of 22/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (74/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (41/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100). Latent structural risk is 51/100 while live distress already moving reads 0/100.
The expansion-phase market in 13321 posted values that rose 9.6% over the year (phase confidence 85/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Rent burden reaches 7% of tenant households. Owners hold 58% of homes, renters 42%. The vacancy rate is 14.8% — elevated. There are about 492 housing units across 13321. Median household income is $58,508, below the U.S. median near $78,000. Around 22% of adults hold a bachelor's degree or higher. About 815 people live here, median age 49. The demographic-stress sub-score lands at 45/100. The poverty rate is 3.5% — low.
Taken together, 13321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 13321 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 13321 stays directly comparable to neighboring ZIPs and the rest of Oneida County, New York. Every figure is auditable to a public dataset and refreshed as records update; 13321 shows blanks, not estimates, wherever the record is sparse.
13321's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 13321 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 13321’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 13321 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 13321, drawn from the same report attached to each property.
Neighbouring ZIPs in Oneida County
Nearest ZIP codes to 13321
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to Oneida County, New York — ZIP, county and statewide.
Get the full acquisition report for 13321
See who owns each distressed property in 13321, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology