ZIP 13328 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 13328 (Oneida County, New York) lands at 23/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). Structural risk reads 52/100 against active distress of 2/100. What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

Prices here sit in a expansion phase: values rose 9.6% over the trailing year (phase confidence 85/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 47% of tenant households. 2.8% of residents fall below the poverty threshold. Home values center near $204,000, an affordability ratio of 2.1× — accessible. About 1,302 people live here, median age 39. At $95,000, median income runs above typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. There are about 581 housing units across 13328. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. Vacancy runs 2.8%.

Broadly, 13328 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 13328 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 13328's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 13328 shows as blanks, never estimates, and the score updates on every fresh public filing.

13328's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13328 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.