ZIP 13354 Property Distress & Foreclosure Data

ZIP code 13354 in Oneida County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). What sets it apart are the readings on structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Structural exposure scores 49 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 41% higher over three years, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

3,124 residents call 13354 home, typically aged 45. Vacancy runs 1.4%. There are about 1,266 housing units across 13354. Rent burden reaches 29% of tenant households. The tenure split is 90% owner-occupied to 10% rented. About 29% have a four-year degree. On demographic stress specifically, 13354 scores 21/100. Households earn a median $92,750 — above the roughly $78,000 national figure. A median home runs $241,900 here, or 2.1 times local income. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas.

On balance, 13354 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.