ZIP 13486 Foreclosure, Tax-Lien & Distress Report
Oneida County, New York · High Vacancy market
Composite property distress in 13486 (Oneida County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Latent structural risk is 52/100 while live distress already moving reads 2/100.
Prices here sit in a expansion phase: values rose 9.6% over the trailing year, at 85/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Population is roughly 691 with a median age of 46. There are about 363 housing units across 13486. A median home runs $143,300 here, or 1.7 times local income. The vacancy rate is 20.2% — elevated. Educational attainment sits at 29% bachelor's-or-above. On demographic stress specifically, 13486 scores 28/100. The tenure split is 89% owner-occupied to 11% rented. At $84,792, median income runs near typical U.S. levels. The poverty rate is 12.4%. Around 64% of renters are cost-burdened.
On the whole, 13486 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 13486 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 13486's 23/100 can be lined up against any neighbor in Oneida County, New York or any ZIP coast to coast. Sparse data for 13486 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 13486 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 13486 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 13486
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 13486 distress snapshot
13486 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Get the full acquisition report for 13486
The full 13486 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology