ZIP 13486 Property Distress & Foreclosure Data

In Oneida County, New York, ZIP 13486 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). Its standout signals are structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Structural exposure scores 49 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

691 residents call 13486 home, typically aged 46. There are about 363 housing units across 13486. A median home runs $143,300 here, or 1.7 times local income. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. About 29% have a four-year degree. On demographic stress specifically, 13486 scores 28/100. The tenure split is 89% owner-occupied to 11% rented. Households earn a median $84,792 — near the roughly $78,000 national figure. Roughly 12.4% live below the poverty line. Rent burden reaches 64% of tenant households.

Taken together, 13486 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.