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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 13303 Foreclosure, Tax-Lien & Distress Report

Oneida County, New York · Affordable market

Scored purely from public records, 13303 (Oneida County, New York) returns a low composite of 23/100. Structurally it carries 52/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)).

The expansion-phase market in 13303 posted values that rose 9.6% over the year (phase confidence 85/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 7.3%. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 603 housing units. The demographic-stress sub-score lands at 22/100. A median home runs $179,800 here, or 1.8 times local income. Roughly 15.4% live below the poverty line. About 1,455 people live here, median age 53. Rent burden reaches 19% of tenant households. Owners hold 83% of homes, renters 17%. At $86,012, median income runs near typical U.S. levels.

Overall 13303 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 13303 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 13303 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 13303 stays directly comparable to neighboring ZIPs and the rest of Oneida County, New York. The score is rebuilt from public data as it updates, so 13303 reflects the current record instead of a stale or modeled snapshot.

13303's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 13303 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

What is driving ZIP 13303’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk86
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 13303 distress snapshot

Current distress, phase, housing and lender-pressure figures for 13303, drawn from the same report attached to each property.

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Adjacent Oneida County ZIP reports

More distress data near 13303

Further distress data across Oneida County, New York at ZIP, county and state level.

Open the complete 13303 acquisition file

See who owns each distressed property in 13303, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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