ZIP 13489 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 13489 (Lewis County, New York) returns a low composite of 16/100. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), flood (NFIP) exposure (60/100). The split runs 35/100 structural to 7/100 active on the ground. Leading the profile are institutional ownership (52/100), structural risk (35/100), mortgage stress (24/100). By contrast, structural risk (35/100) and mortgage stress (24/100) register low.

The expansion-phase market in 13489 posted values that rose 6.0% over the year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $189,300 here, or 2.1 times local income. The ZIP holds roughly 292 housing units. At $87,115, median income runs near typical U.S. levels. Around 5% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 20/100. About 23% have a four-year degree. 2.0% of residents fall below the poverty threshold. Population is roughly 508 with a median age of 44. The vacancy rate is 26.3% — elevated. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 13489 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 13489 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 13489's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 13489 shows blanks, not estimates, wherever the record is sparse.

13489's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 13489 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.