ZIP 13489 Property Distress & Foreclosure Data

Lewis County, New York's ZIP 13489 registers 16/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100). The latent-versus-live split is 36/100 structural and 7/100 already moving. The most distinctive pressure shows up in institutional ownership (53/100), structural risk (36/100), mortgage stress (24/100). structural risk (36/100) and mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $189,300 here, or 2.1 times local income. The ZIP holds roughly 292 housing units. Households earn a median $87,115 — near the roughly $78,000 national figure. Around 5% of renters are cost-burdened. On demographic stress specifically, 13489 scores 20/100. About 23% have a four-year degree. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. 508 residents call 13489 home, typically aged 44. The vacancy rate is 26.3% — elevated. The tenure split is 84% owner-occupied to 16% rented.

Taken together, 13489 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.