ZIP 13682 Property Distress & Foreclosure Data

Jefferson County, New York's ZIP 13682 registers 31/100 composite distress, which DLRadar reads as moderate. Structural risk reads 41/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (41/100), institutional ownership (40/100), insurance pressure (36/100). By contrast, price dislocation (25/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (63/100).

The market reads contraction — home values fell 2.5% year on year, 6.7% off the recent peak, at 70/100 phase confidence. A cooling market tends to open discount-to-value windows.

84% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. The typical home is worth about $228,900 (2.6× income, relatively affordable). There are about 378 housing units across 13682. About 795 people live here, median age 43. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. At $84,375, median income runs near typical U.S. levels. Around 16% of adults hold a bachelor's degree or higher. The poverty rate is 5.5% — low. Rent burden reaches 25% of tenant households.

Net-net, 13682 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.