ZIP 13682 Foreclosure, Tax-Lien & Distress Report

ZIP 13682's composite property-distress score is 21/100 - DLRadar classes that as low for Jefferson County, New York. Structurally it carries 43/100, against 6/100 of stress already in motion. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (42/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (18/100) register low. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (63/100)).

The market reads expansion — home values rose 11.0% year on year (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

84% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $228,900, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 378 housing units. Population is roughly 795 with a median age of 43. The vacancy rate is 12.8% — elevated. At $84,375, median income runs near typical U.S. levels. About 16% have a four-year degree. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 25% of tenant households.

Net-net, 13682 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 13682 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 13682 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 13682 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

13682's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 13682 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.