ZIP 13601 Foreclosure, Tax-Lien & Distress Report

ZIP 13601's composite property-distress score is 21/100 - DLRadar classes that as low for Jefferson County, New York. Property-level stress concentrates in structural risk (43/100), institutional ownership (42/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (18/100) stay muted. The split runs 43/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (64/100).

Prices here sit in a expansion phase: values rose 11.1% over the trailing year, and 10% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $57,503, below the U.S. median near $78,000. Owners hold 50% of homes, renters 50%. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. 37,409 residents call 13601 home, typically aged 36. Around 25% of adults hold a bachelor's degree or higher. Rent burden reaches 37% of tenant households. The typical home is worth about $172,600 (3.0× income, relatively affordable). The poverty rate is 17.7% — high, a tax-stress and distress correlate. There are about 18,739 housing units across 13601.

Net-net, 13601 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 13601 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 13601's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13601 reflects the current record instead of a stale or modeled snapshot.

Each component behind 13601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 13601 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.