Jefferson County, NY: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Jefferson County, New York using verifiable public-record signals alone. There are 43 scored ZIPs in the county (mean composite 22/100). On bank and credit headwind, Jefferson County scores 8/100. The county's ZIP scores run from 17 up to 33/100.

The expansion-phase county posted home values that rose 11.4% over twelve months, a 100/100-confidence read. Even as prices climb, pockets of distress persist which the scoring still flags.

With growth of +11.4% YoY (100/100 confidence), stressed pockets remain which speeds resale of distressed buys. Lender stress at 8/100 (low) puts the live signals on tax delinquency, probate and liens.

Top distress by ZIP runs 13646 (33/100), 13642 (32/100), 13083 (27/100), 13679 (24/100), 13608 (22/100), 13601 (21/100), listed with every scored ZIP below. Coverage extends to 13602, 13603, 13605, 13606, 13607, 13611, 13612, 13615, 13616, 13618 among others.

Profile-wise, the Jefferson County ZIPs on file show residents with a median age around 43.1, a median household income near $65,367 (below the US norm), an owner-occupied share of 77%, poverty running near 13.9%, typical home values near $202,603, vacancy near 33.6%. Taken together, they drive the supply of motivated sellers and the speed of resale.

With a low 22/100 reading over 43 ZIPs, distress here is parcel-specific where the ZIP scores point. Inside DLRadar, each Jefferson County property carries owner and contact detail, APN, a distress score and bank-exposure read.

The distress read for Jefferson County, New York is refreshed as new public records post and uses the same methodology coast to coast, so Jefferson County stays directly comparable to any other market you track.

Read Jefferson County, New York as a heat map for effort — the county's low composite of 22/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. The Jefferson County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Jefferson County leads with 13646 (33/100), 13642 (32/100), 13083 (27/100), 13679 (24/100), 13608 (22/100), 13601 (21/100). DLRadar also scores 13602, 13603, 13605, 13606, 13607, 13611, 13612, 13615 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Jefferson County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.