ZIP 13608 Property Distress & Foreclosure Data

DLRadar grades ZIP 13608 (Jefferson County, New York) at a moderate 33/100 for overall property distress. Structural exposure scores 45 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (45/100), institutional ownership (42/100), insurance pressure (38/100). On the quiet end sit price dislocation (25/100) and mortgage stress (19/100). Environmental exposure also runs high (FEMA disaster exposure (74/100), climate & FEMA risk (67/100)).

The contraction-phase market in 13608 posted values that fell 2.1% over the year, 6.3% off the recent peak, at 66/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 77% of homes, renters 23%. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,845 with a median age of 40. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $111,600, an affordability ratio of 1.6× — accessible. Educational attainment sits at 14% bachelor's-or-above. 13.9% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households. There are about 862 housing units across 13608. Median household income is $75,673, near the U.S. median near $78,000.

On the whole, 13608 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.