ZIP 13691 Property Distress & Foreclosure Data

Jefferson County, New York's ZIP 13691 registers 39/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 42 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). By contrast, construction/permit lag (28/100) and mortgage stress (19/100) register low.

The market reads contraction — home values fell 3.1% year on year, 7.1% off the recent peak, at 76/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 3,172 people live here, median age 31. The typical home is worth about $173,400 (2.1× income, relatively affordable). The poverty rate is 9.3%. At $75,750, median income runs near typical U.S. levels. There are about 1,565 housing units across 13691. Vacancy runs 30.7%, above the national norm and a classic distress-and-opportunity signal. Around 15% of adults hold a bachelor's degree or higher. Rent burden reaches 14% of tenant households. 74% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100.

Net-net, 13691 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.