ZIP 13637 Foreclosure, Tax-Lien & Distress Report
Jefferson County, New York · Affordable market
DLRadar grades ZIP 13637 (Jefferson County, New York) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), FEMA disaster exposure (65/100). Leading the profile are structural risk (41/100), institutional ownership (40/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) and mortgage stress (18/100) register low. Structural exposure scores 41 and live distress 5 on the 0–100 scale.
The expansion-phase market in 13637 posted values that rose 11.4% over the year, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 5,280 with a median age of 26. Owners hold 30% of homes, renters 70%. A median home runs $176,200 here, or 3.0 times local income. There are about 2,439 housing units across 13637. Around 37% of renters are cost-burdened. 14.5% of residents fall below the poverty threshold. The vacancy rate is 9.8%. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 19% bachelor's-or-above. Households earn a median $62,786 — below the roughly $78,000 national figure.
Overall, 13637 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 13637 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 13637's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 13637, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 13637 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 13637 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 13637’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
13637 at a glance
The live 13637 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 13637 distress and acquisition report
See who owns each distressed property in 13637, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology