ZIP 13637 Property Distress & Foreclosure Data

Jefferson County, New York's ZIP 13637 registers 39/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). By contrast, construction/permit lag (27/100) and mortgage stress (18/100) register low. Structural exposure scores 42 and live distress 5 on the 0–100 scale.

The market reads contraction — home values fell 3.2% year on year, 7.2% off the recent peak, at 78/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 5,280 people live here, median age 26. 30% of housing is owner-occupied. The typical home is worth about $176,200 (3.0× income, relatively affordable). There are about 2,439 housing units across 13637. Rent burden reaches 37% of tenant households. The poverty rate is 14.5%. Vacancy runs 9.8%. The demographic-stress sub-score lands at 34/100. Around 19% of adults hold a bachelor's degree or higher. At $62,786, median income runs below typical U.S. levels.

Net-net, 13637 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.