ZIP 13612 Property Distress & Foreclosure Data

DLRadar grades ZIP 13612 (Jefferson County, New York) at a moderate 39/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), climate & FEMA risk (66/100). On the structural side it scores 42/100, with 5/100 of stress already active. Property-level stress concentrates in insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). construction/permit lag (27/100) and mortgage stress (18/100) stay muted.

Prices here sit in a contraction phase: values fell 3.2% over the trailing year, 7.2% off the recent peak (phase confidence 78/100). Falling values surface more motivated sellers and below-market exits.

Households earn a median $67,106 — below the roughly $78,000 national figure. Roughly 14.7% live below the poverty line. On demographic stress specifically, 13612 scores 31/100. The ZIP holds roughly 1,363 housing units. The tenure split is 69% owner-occupied to 31% rented. About 24% have a four-year degree. 2,940 residents call 13612 home, typically aged 43. A median home runs $203,700 here, or 2.9 times local income. Around 45% of renters are cost-burdened. The vacancy rate is 15.0% — elevated.

Taken together, 13612 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.