ZIP 13618 Property Distress & Foreclosure Data

Composite property distress in 13618 (Jefferson County, New York) lands at 39/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). construction/permit lag (27/100) and mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The latent-versus-live split is 42/100 structural and 5/100 already moving.

Prices here sit in a contraction phase: values fell 3.2% over the trailing year, 7.2% off the recent peak (phase confidence 78/100). Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 66.0% — elevated. Around 21% of renters are cost-burdened. On demographic stress specifically, 13618 scores 30/100. The ZIP holds roughly 2,249 housing units. Roughly 9.7% live below the poverty line. A median home runs $228,700 here, or 3.2 times local income. Households earn a median $61,500 — below the roughly $78,000 national figure. 1,696 residents call 13618 home, typically aged 52. About 30% have a four-year degree. The tenure split is 87% owner-occupied to 13% rented.

Taken together, 13618 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.