ZIP 13693 Foreclosure, Tax-Lien & Distress Report

Jefferson County, New York's ZIP 13693 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), FEMA disaster exposure (65/100). The most distinctive pressure shows up in structural risk (41/100), institutional ownership (40/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (18/100). Structural exposure scores 41 and live distress 5 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 11.4% over the trailing year, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,066 housing units. Rent burden reaches 0% of tenant households. The typical home is worth about $234,200 (4.8× income). Vacancy runs 84.3%, above the national norm and a classic distress-and-opportunity signal. 97% of housing is owner-occupied. Median household income is $44,375, below the U.S. median near $78,000. The poverty rate is 8.3%. Around 39% of adults hold a bachelor's degree or higher. 315 residents call 13693 home, typically aged 64. DLRadar's demographic-stress index for the area reads 31/100.

Net-net, 13693 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 13693 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 13693's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 13693, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13693's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 13693 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.