ZIP 13634 Foreclosure, Tax-Lien & Distress Report
Jefferson County, New York · High Vacancy market
In Jefferson County, New York, ZIP 13634 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (46/100), institutional ownership (44/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (14/100) stay muted. Structurally it carries 46/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (66/100), FEMA disaster exposure (60/100).
Prices here sit in a expansion phase: values rose 11.4% over the trailing year, and 27% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 7.7%. 82% of housing is owner-occupied. Households earn a median $90,461 — above the roughly $78,000 national figure. Rent burden reaches 47% of tenant households. Vacancy runs 24.1%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher. About 3,866 people live here, median age 44. On demographic stress specifically, 13634 scores 28/100. The ZIP holds roughly 2,076 housing units. A median home runs $225,500 here, or 2.4 times local income.
Taken together, 13634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 13634 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 13634's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13634 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
13634's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 13634 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 13634 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 13634 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13634, drawn from the same report attached to each property.
Nearby ZIPs in Jefferson County
Nearest ZIP codes to 13634
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Jefferson County, New York
Keep going: ZIP, county and state distress coverage for Jefferson County, New York.
Unlock parcel-level detail for ZIP 13634
The full 13634 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology