ZIP 13640 Foreclosure, Tax-Lien & Distress Report
Jefferson County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 13640 in Jefferson County, New York comes in at 20, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), FEMA disaster exposure (65/100). Its standout signals are structural risk (41/100), institutional ownership (40/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (18/100). Structural risk reads 41/100 against active distress of 5/100.
Prices here sit in a expansion phase: values rose 11.4% over the trailing year (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $92,422 — above the roughly $78,000 national figure. The poverty rate is 3.8% — low. Vacancy runs 82.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 754 housing units. Owners hold 100% of homes, renters 0%. About 305 people live here, median age 65. Educational attainment sits at 59% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. A median home runs $370,200 here, or 3.6 times local income.
On the whole, 13640 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13640 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 13640 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 13640 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, New York. Every figure is auditable to a public dataset and refreshed on ingest; 13640 shows blanks, not estimates, wherever the record is sparse.
The 20/100 for 13640 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 13640 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 13640
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 13640 Stress Report snapshot
A live read on 13640: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Jefferson County ZIP codes
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Unlock parcel-level detail for ZIP 13640
See who owns each distressed property in 13640, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology