ZIP 13605 Foreclosure, Tax-Lien & Distress Report
Jefferson County, New York · High Vacancy market
In Jefferson County, New York, ZIP 13605 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), FEMA disaster exposure (60/100). Structurally it carries 46/100, against 5/100 of stress already in motion. What sets it apart are the readings on structural risk (46/100), institutional ownership (44/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (14/100).
The market reads expansion — home values rose 11.4% year on year, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 22% have a four-year degree. Rent burden reaches 19% of tenant households. The poverty rate is 7.2% — low. On demographic stress specifically, 13605 scores 25/100. There are about 2,679 housing units across 13605. Owners hold 75% of homes, renters 25%. Households earn a median $70,947 — near the roughly $78,000 national figure. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. 5,106 residents call 13605 home, typically aged 39. Home values center near $191,100, an affordability ratio of 2.6× — accessible.
Net-net, 13605 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 13605 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 13605's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13605 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 21/100 for 13605 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 13605 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 13605
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 13605 distress snapshot
A live read on 13605: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Jefferson County
Nearest ZIP codes to 13605
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Jefferson County, New York
Other reports tied to Jefferson County, New York — ZIP, county and statewide.
Get the full acquisition report for 13605
Pull every distressed parcel in 13605 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology