ZIP 13605 Property Distress & Foreclosure Data

Jefferson County, New York's ZIP 13605 registers 39/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). On the structural side it scores 42/100, with 5/100 of stress already active. The most distinctive pressure shows up in insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (18/100).

The contraction-phase market in 13605 posted values that fell 3.2% over the year, 7.2% off the recent peak (phase confidence 78/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Educational attainment sits at 22% bachelor's-or-above. Around 19% of renters are cost-burdened. 7.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 2,679 housing units. Owners hold 75% of homes, renters 25%. Median household income is $70,947, near the U.S. median near $78,000. The vacancy rate is 19.4% — elevated. Population is roughly 5,106 with a median age of 39. Home values center near $191,100, an affordability ratio of 2.6× — accessible.

On the whole, 13605 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.