ZIP 13616 Foreclosure, Tax-Lien & Distress Report

ZIP code 13616 in Jefferson County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (41/100), institutional ownership (40/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) and mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (66/100), FEMA disaster exposure (65/100)). Structurally it carries 41/100, against 5/100 of stress already in motion.

The expansion-phase market in 13616 posted values that rose 11.4% over the year, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $47,110, median income runs below typical U.S. levels. Rent burden reaches 48% of tenant households. Owners hold 34% of homes, renters 66%. A median home runs $144,400 here, or 3.1 times local income. About 11% have a four-year degree. On demographic stress specifically, 13616 scores 36/100. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 734 housing units across 13616. The vacancy rate is 0.0%. Population is roughly 1,560 with a median age of 35.

On the whole, 13616 leans distressed, with opportunity clustered in specific stressed parcels. 13616 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 13616's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13616 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 13616 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 13616 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.