ZIP 13616 Property Distress & Foreclosure Data

In Jefferson County, New York, ZIP 13616 scores 39 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). By contrast, construction/permit lag (27/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (66/100). On the structural side it scores 42/100, with 5/100 of stress already active.

The market reads contraction — home values fell 3.2% year on year, 7.2% off the recent peak (phase confidence 78/100). A cooling market tends to open discount-to-value windows.

At $47,110, median income runs below typical U.S. levels. Around 48% of renters are cost-burdened. 34% of housing is owner-occupied. The typical home is worth about $144,400 (3.1× income, relatively affordable). Around 11% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 36/100. The poverty rate is 21.2% — high, a tax-stress and distress correlate. The ZIP holds roughly 734 housing units. The vacancy rate is 0.0%. About 1,560 people live here, median age 35.

Net-net, 13616 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.