ZIP 13624 Property Distress & Foreclosure Data

ZIP code 13624 in Jefferson County, New York carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 42/100 against active distress of 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), climate & FEMA risk (66/100). What sets it apart are the readings on insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). construction/permit lag (27/100) and mortgage stress (18/100) stay muted.

Prices here sit in a contraction phase: values fell 3.2% over the trailing year, 7.2% off the recent peak, and 17% higher over three years, at 78/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

There are about 3,435 housing units across 13624. A median home runs $234,200 here, or 2.8 times local income. Households earn a median $79,167 — near the roughly $78,000 national figure. Roughly 11.5% live below the poverty line. The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 42% of tenant households. Vacancy runs 45.9%, above the national norm and a classic distress-and-opportunity signal. About 31% have a four-year degree. 4,438 residents call 13624 home, typically aged 46. On demographic stress specifically, 13624 scores 32/100.

Taken together, 13624 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.