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ZIP 13656 Foreclosure, Tax-Lien & Distress Report

Jefferson County, New York · High Vacancy market

Scored on a fixed 0-100 scale, 13656 (Jefferson County, New York) returns a low composite of 22/100. The pressure is most legible in structural risk (47/100), institutional ownership (45/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (14/100). The split runs 47/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), climate & FEMA risk (66/100).

The expansion-phase market in 13656 posted values that rose 11.4% over the year (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $62,250, below the U.S. median near $78,000. About 2,945 people live here, median age 35. 16.1% of residents fall below the poverty threshold. The vacancy rate is 12.4% — elevated. Around 69% of renters are cost-burdened. There are about 1,255 housing units across 13656. On demographic stress specifically, 13656 scores 34/100. A median home runs $154,600 here, or 2.3 times local income. Around 15% of adults hold a bachelor's degree or higher. Owners hold 76% of homes, renters 24%.

Net-net, 13656 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 13656 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 13656's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 13656 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 figure for 13656 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13656 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

22/100
Composite stress
47/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 13656

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk66
13656 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

13656 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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More distress data near 13656

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Deterministic scoring, sourced entirely from public data · methodology

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