ZIP 13656 Property Distress & Foreclosure Data

ZIP code 13656 in Jefferson County, New York carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (18/100). On the structural side it scores 42/100, with 5/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (66/100)).

The contraction-phase market in 13656 posted values that fell 3.2% over the year, 7.2% off the recent peak (phase confidence 78/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $62,250, below the U.S. median near $78,000. Population is roughly 2,945 with a median age of 35. 16.1% of residents fall below the poverty threshold. The vacancy rate is 12.4% — elevated. Around 69% of renters are cost-burdened. The ZIP holds roughly 1,255 housing units. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $154,600, an affordability ratio of 2.3× — accessible. Educational attainment sits at 15% bachelor's-or-above. Owners hold 76% of homes, renters 24%.

On the whole, 13656 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.