ZIP 13659 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13659 (Jefferson County, New York) at a low 20/100 for overall property distress. Latent structural risk is 41/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (66/100), FEMA disaster exposure (65/100). Leading the profile are structural risk (41/100), institutional ownership (40/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (18/100).

Prices here sit in a expansion phase: values rose 11.4% over the trailing year, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $166,000 here, or 2.5 times local income. Rent burden reaches 0% of tenant households. 371 residents call 13659 home, typically aged 36. The demographic-stress sub-score lands at 25/100. Owners hold 96% of homes, renters 4%. The poverty rate is 11.2%. There are about 347 housing units across 13659. Median household income is $59,423, below the U.S. median near $78,000. Vacancy runs 61.3%, above the national norm and a classic distress-and-opportunity signal. About 26% have a four-year degree.

Taken together, 13659 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 13659 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 13659 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 13659 reflects the current record instead of a stale or modeled snapshot.

13659's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 13659 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.