ZIP 13659 Property Distress & Foreclosure Data

Composite property distress in 13659 (Jefferson County, New York) lands at 39/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 42 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). The sharpest non-environmental signals are insurance pressure (55/100), price dislocation (50/100), structural risk (42/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (18/100).

The contraction-phase market in 13659 posted values that fell 3.2% over the year, 7.2% off the recent peak, at 78/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $166,000, an affordability ratio of 2.5× — accessible. Rent burden reaches 0% of tenant households. Population is roughly 371 with a median age of 36. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 96% of homes, renters 4%. 11.2% of residents fall below the poverty threshold. There are about 347 housing units across 13659. Median household income is $59,423, below the U.S. median near $78,000. Vacancy runs 61.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 26% bachelor's-or-above.

On the whole, 13659 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.