ZIP 13626 Foreclosure, Tax-Lien & Distress Report

ZIP 13626's composite property-distress score is 16/100 - DLRadar classes that as low for Lewis County, New York. Structurally it carries 34/100, against 7/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (60/100)). Its heaviest discrete signals: institutional ownership (46/100), structural risk (34/100), mortgage stress (24/100). By contrast, structural risk (34/100) and mortgage stress (24/100) register low.

The market reads expansion — home values rose 6.7% year on year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 2,322 people live here, median age 44. The demographic-stress sub-score lands at 28/100. A median home runs $179,300 here, or 2.4 times local income. Around 33% of renters are cost-burdened. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. Around 17% of adults hold a bachelor's degree or higher. Owners hold 80% of homes, renters 20%. The ZIP holds roughly 1,165 housing units. Households earn a median $75,662 — near the roughly $78,000 national figure. 15.6% of residents fall below the poverty threshold.

On the whole, 13626 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13626 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 13626's 16/100 can be lined up against any neighbor in Lewis County, New York or any ZIP coast to coast. Where the record is thin for 13626, the field stays empty rather than modeled, and fills in as new documents post.

13626's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 13626 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.