ZIP 13312 Foreclosure, Tax-Lien & Distress Report

Lewis County, New York's ZIP 13312 registers 16/100 composite distress, which DLRadar reads as low. Structural risk reads 36/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100). The most distinctive pressure shows up in institutional ownership (53/100), structural risk (36/100), mortgage stress (24/100). structural risk (36/100) and mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

288 residents call 13312 home, typically aged 62. A median home runs $331,300 here, or 3.3 times local income. Vacancy runs 75.4%, above the national norm and a classic distress-and-opportunity signal. About 37% have a four-year degree. There are about 629 housing units across 13312. Households earn a median $71,172 — near the roughly $78,000 national figure. The tenure split is 88% owner-occupied to 12% rented. Roughly 13.5% live below the poverty line. On demographic stress specifically, 13312 scores 43/100. Rent burden reaches 100% of tenant households.

Taken together, 13312 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.