ZIP 13312 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13312 (Lewis County, New York) at a low 17/100 for overall property distress. Structural exposure scores 36 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (63/100). The most distinctive pressure shows up in institutional ownership (51/100), structural risk (36/100), mortgage stress (24/100). structural risk (36/100) and mortgage stress (24/100) stay muted.

The expansion-phase market in 13312 posted values that rose 6.0% over the year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

288 residents call 13312 home, typically aged 62. Home values center near $331,300, an affordability ratio of 3.3× — accessible. Vacancy runs 75.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 37% bachelor's-or-above. There are about 629 housing units across 13312. Median household income is $71,172, near the U.S. median near $78,000. 88% of housing is owner-occupied. The poverty rate is 13.5%. The demographic-stress sub-score lands at 43/100. Rent burden reaches 100% of tenant households.

Net-net, 13312 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 13312 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 13312 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 13312 stays directly comparable to neighboring ZIPs and the rest of Lewis County, New York. Sparse data for 13312 shows as blanks, never estimates, and the score updates on every fresh public filing.

13312's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 13312 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.