ZIP 13471 Foreclosure, Tax-Lien & Distress Report

ZIP code 13471 in Oneida County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 48/100 against active distress of 3/100. What sets it apart are the readings on structural risk (48/100), construction/permit lag (35/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (71/100).

Prices here sit in a expansion phase: values rose 8.9% over the trailing year, at 73/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,221 housing units. The tenure split is 86% owner-occupied to 14% rented. Home values center near $120,400, an affordability ratio of 1.6× — accessible. About 12% have a four-year degree. The vacancy rate is 15.5% — elevated. At $67,898, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 20/100. Rent burden reaches 9% of tenant households. About 2,692 people live here, median age 44. The poverty rate is 7.7%.

On the whole, 13471 leans distressed, with opportunity clustered in specific stressed parcels. 13471 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 13471 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 13471 stays directly comparable to neighboring ZIPs and the rest of Oneida County, New York. Nothing here is interpolated — where a source is thin for 13471, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 13471 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 13471 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.