ZIP 13440 Property Distress & Foreclosure Data

In Oneida County, New York, ZIP 13440 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 49/100 against active distress of 2/100. Its standout signals are structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)).

The expansion-phase market in 13440 posted values that rose 7.1% over the year, and 15% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 19,599 housing units across 13440. Median household income is $65,497, below the U.S. median near $78,000. Home values center near $169,100, an affordability ratio of 2.4× — accessible. Owners hold 63% of homes, renters 37%. Rent burden reaches 32% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 8.5%. Educational attainment sits at 23% bachelor's-or-above. Population is roughly 41,273 with a median age of 42. 15.0% of residents fall below the poverty threshold.

On balance 13440 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.