ZIP 13461 Property Distress & Foreclosure Data

Oneida County, New York's ZIP 13461 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). On the structural side it scores 49/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (36/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The expansion-phase market in 13461 posted values that rose 7.1% over the year, and 36% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,432 housing units. 6.9% of residents fall below the poverty threshold. Around 23% of renters are cost-burdened. Owners hold 72% of homes, renters 28%. The vacancy rate is 3.5%. DLRadar's demographic-stress index for the area reads 21/100. Educational attainment sits at 41% bachelor's-or-above. Home values center near $226,900, an affordability ratio of 2.4× — accessible. Median household income is $88,103, above the U.S. median near $78,000. Population is roughly 3,046 with a median age of 48.

Broadly, 13461 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.