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ZIP 13461 Foreclosure, Tax-Lien & Distress Report

Oneida County, New York · Distress market

Composite property distress in 13461 (Oneida County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (72/100)). Structural risk reads 52/100 against active distress of 2/100. Its standout signals are structural risk (52/100), construction/permit lag (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The expansion-phase market in 13461 posted values that rose 9.6% over the year, and 36% higher over three years (phase confidence 85/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,432 housing units across 13461. 6.9% of residents fall below the poverty threshold. Rent burden reaches 23% of tenant households. Owners hold 72% of homes, renters 28%. The vacancy rate is 3.5%. DLRadar's demographic-stress index for the area reads 21/100. Around 41% of adults hold a bachelor's degree or higher. The typical home is worth about $226,900 (2.4× income, relatively affordable). At $88,103, median income runs above typical U.S. levels. About 3,046 people live here, median age 48.

On balance, 13461 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 13461 at the moment; the composite and its components are still built from verifiable public records.

Whether 13461 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13461 can be compared directly against any other ZIP in Oneida County, New York or nationwide. Sparse data for 13461 shows as blanks, never estimates, and the score updates on every fresh public filing.

13461's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 13461 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

What is driving ZIP 13461’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk86
9 further distress layers are graded for 13461

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 13461 Stress Report snapshot

The live 13461 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Further distress data across Oneida County, New York at ZIP, county and state level.

The complete 13461 distress and acquisition report

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