ZIP 13421 Foreclosure, Tax-Lien & Distress Report
Madison County, New York · Affordable market
Scored on a fixed 0-100 scale, 13421 (Madison County, New York) returns a low composite of 20/100. What sets it apart are the readings on structural risk (47/100), construction/permit lag (43/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. The split runs 47/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (68/100).
The market reads expansion — home values rose 6.7% year on year, and 27% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Around 26% of adults hold a bachelor's degree or higher. 68% of housing is owner-occupied. The ZIP holds roughly 6,076 housing units. Around 40% of renters are cost-burdened. The poverty rate is 11.4%. Home values center near $162,000, an affordability ratio of 2.3× — accessible. Median household income is $63,732, below the U.S. median near $78,000. On demographic stress specifically, 13421 scores 27/100. 12,742 residents call 13421 home, typically aged 46. Vacancy runs 6.4%.
Overall, 13421 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 13421 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 13421 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 13421 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 20/100 for 13421 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 13421 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 13421
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 13421 distress snapshot
13421 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Madison County
Nearest ZIP codes to 13421
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Madison County, New York
Keep going: ZIP, county and state distress coverage for Madison County, New York.
See every distressed parcel in 13421
The full 13421 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology