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ZIP 13061 Foreclosure, Tax-Lien & Distress Report

Madison County, New York · High Vacancy market

Madison County, New York's ZIP 13061 registers 21/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (50/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (62/100). The split runs 50/100 structural to 3/100 active on the ground.

The expansion-phase market in 13061 posted values that rose 5.8% over the year, and 42% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $83,239 — near the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 21% of tenant households. 641 residents call 13061 home, typically aged 57. The typical home is worth about $228,400 (2.7× income, relatively affordable). The ZIP holds roughly 633 housing units. The demographic-stress sub-score lands at 25/100. Around 36% of adults hold a bachelor's degree or higher. Vacancy runs 49.7%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 13061 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 13061 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 13061 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Madison County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 13061 shows blanks, not estimates, wherever the record is sparse.

The 21/100 for 13061 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 13061 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
50/100
Structural risk
3/100
Distress activity

What is driving ZIP 13061’s distress

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk62
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 13061 distress snapshot

A live read on 13061: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Madison County

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