ZIP 13122 Property Distress & Foreclosure Data

Composite property distress in 13122 (Madison County, New York) lands at 16/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (68/100)). The latent-versus-live split is 37/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (37/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The expansion-phase market in 13122 posted values that rose 8.0% over the year (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $77,984, near the U.S. median near $78,000. Educational attainment sits at 28% bachelor's-or-above. The vacancy rate is 10.9%. Around 9% of renters are cost-burdened. The ZIP holds roughly 658 housing units. Population is roughly 1,289 with a median age of 53. Home values center near $282,300, an affordability ratio of 3.7× — accessible. DLRadar's demographic-stress index for the area reads 23/100. 3.6% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%.

On balance 13122 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.