ZIP 13122 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13122 (Madison County, New York) at a low 16/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (68/100)). On the structural side it scores 37/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (37/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The market reads expansion — home values rose 5.8% year on year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $77,984, near the U.S. median near $78,000. About 28% have a four-year degree. Vacancy runs 10.9%. Rent burden reaches 9% of tenant households. The ZIP holds roughly 658 housing units. Population is roughly 1,289 with a median age of 53. The typical home is worth about $282,300 (3.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. 3.6% of residents fall below the poverty threshold. The tenure split is 87% owner-occupied to 13% rented.

Overall, 13122 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 13122's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 13122 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 for 13122 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 13122 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.