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ZIP 13021 Foreclosure, Tax-Lien & Distress Report

Cayuga County, New York · Affordable market

DLRadar grades ZIP 13021 (Cayuga County, New York) at a low 18/100 for overall property distress. Leading the profile are construction/permit lag (62/100), structural risk (39/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (64/100)). Latent structural risk is 39/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 18% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 9.9%. Population is roughly 37,479 with a median age of 43. 15.2% of residents fall below the poverty threshold. About 27% have a four-year degree. Households earn a median $58,946 — below the roughly $78,000 national figure. 63% of housing is owner-occupied. Around 41% of renters are cost-burdened. On demographic stress specifically, 13021 scores 30/100. A median home runs $180,700 here, or 2.9 times local income. The ZIP holds roughly 19,014 housing units.

On balance 13021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 13021 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 13021's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13021 reflects the current record instead of a stale or modeled snapshot.

The 18/100 for 13021 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 13021 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
39/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 13021

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 13021 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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