ZIP 13021 Property Distress & Foreclosure Data

In Cayuga County, New York, ZIP 13021 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (73/100), structural risk (38/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (64/100). On the structural side it scores 38/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 18% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 9.9%. 37,479 residents call 13021 home, typically aged 43. Roughly 15.2% live below the poverty line. About 27% have a four-year degree. Households earn a median $58,946 — below the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. Around 41% of renters are cost-burdened. On demographic stress specifically, 13021 scores 30/100. A median home runs $180,700 here, or 2.9 times local income. The ZIP holds roughly 19,014 housing units.

Overall, 13021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.