ZIP 13166 Property Distress & Foreclosure Data

In Cayuga County, New York, ZIP 13166 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (35/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The latent-versus-live split is 35/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (64/100).

The market reads expansion — home values rose 6.3% year on year, and 45% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 25/100. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,521 housing units. At $76,484, median income runs near typical U.S. levels. About 5,667 people live here, median age 45. The vacancy rate is 7.5%. 81% of housing is owner-occupied. Around 33% of renters are cost-burdened. The typical home is worth about $160,200 (2.0× income, relatively affordable).

Net-net, 13166 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.