ZIP 13140 Foreclosure, Tax-Lien & Distress Report

In Cayuga County, New York, ZIP 13140 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (67/100), structural risk (41/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). On the structural side it scores 41/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (64/100).

The peak-phase market in 13140 posted values that rose 4.9% over the year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,860 housing units across 13140. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. At $60,135, median income runs below typical U.S. levels. Owners hold 79% of homes, renters 21%. Around 9% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. 16.6% of residents fall below the poverty threshold. 4,192 residents call 13140 home, typically aged 47. Rent burden reaches 44% of tenant households. A median home runs $114,300 here, or 1.9 times local income.

On the whole, 13140 leans distressed, with opportunity clustered in specific stressed parcels. While 13140 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 13140 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Cayuga County, New York and the nation. Where the public record is thin for 13140, the field stays empty rather than modeled, and fills in as new documents post.

13140's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13140 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.