ZIP 13140 Property Distress & Foreclosure Data

Composite property distress in 13140 (Cayuga County, New York) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (39/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 39/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (64/100)).

The expansion-phase market in 13140 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,860 housing units. The vacancy rate is 12.8% — elevated. Median household income is $60,135, below the U.S. median near $78,000. Owners hold 79% of homes, renters 21%. Educational attainment sits at 9% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. 16.6% of residents fall below the poverty threshold. Population is roughly 4,192 with a median age of 47. Around 44% of renters are cost-burdened. Home values center near $114,300, an affordability ratio of 1.9× — accessible.

On the whole, 13140 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
39/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 13140

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cayuga County

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