ZIP 13146 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13146 (Wayne County, New York) returns a minimal composite of 13/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100). Structural exposure scores 29 and live distress 1 on the 0–100 scale. Property-level stress concentrates in structural risk (29/100), institutional ownership (14/100), mortgage stress (3/100). institutional ownership (14/100) and mortgage stress (3/100) stay muted.

The peak-phase market in 13146 posted values that rose 3.7% over the year, at 48/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

7.6% of residents fall below the poverty threshold. The ZIP holds roughly 863 housing units. Median household income is $61,688, below the U.S. median near $78,000. Around 32% of renters are cost-burdened. On demographic stress specifically, 13146 scores 24/100. Home values center near $98,400, an affordability ratio of 1.6× — accessible. The tenure split is 80% owner-occupied to 20% rented. Vacancy runs 10.3%. About 10% have a four-year degree. About 2,050 people live here, median age 36.

Overall, 13146 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 13146 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 13146 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 13146, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 13146 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Treat 13146 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.