ZIP 14432 Property Distress & Foreclosure Data

Composite property distress in 14432 (Ontario County, New York) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), flood (NFIP) exposure (68/100), climate & FEMA risk (66/100). The sharpest non-environmental signals are institutional ownership (54/100), structural risk (48/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (1/100) register low. Structural exposure scores 48 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak, and 35% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 2,327 housing units across 14432. Rent burden reaches 36% of tenant households. The tenure split is 80% owner-occupied to 20% rented. About 29% have a four-year degree. Vacancy runs 9.4%. Roughly 13.5% live below the poverty line. About 5,583 people live here, median age 39. Households earn a median $69,750 — near the roughly $78,000 national figure. A median home runs $166,700 here, or 2.2 times local income. On demographic stress specifically, 14432 scores 25/100.

Net-net, 14432 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.