ZIP 14475 Foreclosure, Tax-Lien & Distress Report
Ontario County, New York · Distress market
ZIP code 14475 in Ontario County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (69/100), climate & FEMA risk (66/100)). On the structural side it scores 57/100, with 6/100 of stress already active. Its standout signals are structural risk (57/100), institutional ownership (53/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (21/100) register low.
Prices here sit in a peak phase: values rose 3.7% over the trailing year, at 49/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $338,800 here, or 2.9 times local income. The tenure split is 100% owner-occupied to 0% rented. About 64% have a four-year degree. There are about 75 housing units across 14475. Vacancy runs 0.0%. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. About 253 people live here, median age 53. The demographic-stress sub-score lands at 16/100. Median household income is $121,382, above the U.S. median near $78,000.
Net-net, 14475 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 14475 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14475 can be compared directly against any other ZIP in Ontario County, New York or nationwide. The score is rebuilt from public data as it updates, so 14475 reflects the current record instead of a stale or modeled snapshot.
14475's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 14475 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 14475
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 14475 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 14475, the same set carried on every parcel.
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The complete 14475 distress and acquisition report
The full 14475 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology