ZIP 14463 Foreclosure, Tax-Lien & Distress Report

ZIP 14463's composite property-distress score is 26/100 - DLRadar classes that as low for Ontario County, New York. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (69/100), climate & FEMA risk (66/100). What sets it apart are the readings on structural risk (57/100), institutional ownership (53/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (21/100). Structurally it carries 57/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 3.7% year on year, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $157,900, an affordability ratio of 3.0× — accessible. Around 6% of adults hold a bachelor's degree or higher. At $48,889, median income runs below typical U.S. levels. 100% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. There are about 135 housing units across 14463. Roughly 10.5% live below the poverty line. About 258 people live here, median age 33. Vacancy runs 10.9%.

Overall, 14463 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 14463 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 14463 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 14463 can be compared directly against any other ZIP in Ontario County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 14463 shows blanks, not estimates, wherever the record is sparse.

Each component behind 14463 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 14463 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.