ZIP 14424 Foreclosure, Tax-Lien & Distress Report

In Ontario County, New York, ZIP 14424 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. The sharpest non-environmental signals are structural risk (57/100), institutional ownership (54/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), flood (NFIP) exposure (67/100), climate & FEMA risk (66/100). Structural risk reads 57/100 against active distress of 6/100.

The market reads peak — home values rose 3.7% year on year, and 27% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 31% of tenant households. Roughly 8.4% live below the poverty line. At $79,135, median income runs near typical U.S. levels. Educational attainment sits at 41% bachelor's-or-above. The vacancy rate is 10.9%. A median home runs $269,500 here, or 3.2 times local income. The demographic-stress sub-score lands at 27/100. 28,851 residents call 14424 home, typically aged 46. There are about 14,530 housing units across 14424. The tenure split is 65% owner-occupied to 35% rented.

Overall, 14424 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 14424's 26/100 can be lined up against any neighbor in Ontario County, New York or any ZIP coast to coast. Where the record is thin for 14424, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 14424 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 14424 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.