ZIP 14471 Foreclosure, Tax-Lien & Distress Report

Ontario County, New York's ZIP 14471 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100), climate & FEMA risk (66/100). Structurally it carries 57/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (57/100), institutional ownership (54/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (21/100) register low.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 18% higher over three years, at 49/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $75,873, median income runs near typical U.S. levels. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 34.2%, above the national norm and a classic distress-and-opportunity signal. Around 29% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 22/100. The typical home is worth about $190,300 (2.3× income, relatively affordable). 80% of housing is owner-occupied. About 2,792 people live here, median age 57. Rent burden reaches 13% of tenant households. The ZIP holds roughly 2,054 housing units.

Taken together, 14471 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 14471 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 14471 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Ontario County, New York and the nation. Where the record is thin for 14471, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 14471 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 14471 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.