ZIP 14485 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York's ZIP 14485 registers 18/100 composite distress, which DLRadar reads as low. The split runs 42/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). Property-level stress concentrates in structural risk (42/100), construction/permit lag (33/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 36% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 4,163 people live here, median age 44. The typical home is worth about $207,400 (2.5× income, relatively affordable). The vacancy rate is 10.5%. 82% of housing is owner-occupied. There are about 1,762 housing units across 14485. The poverty rate is 10.3%. Households earn a median $79,375 — near the roughly $78,000 national figure. Around 38% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Rent burden reaches 58% of tenant households.

Broadly, 14485 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 14485 at the moment; the composite and its components are still built from verifiable records.

The 14485 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 14485 stays directly comparable to neighboring ZIPs and the rest of Livingston County, New York. Sparse data for 14485 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 14485's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 14485 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.