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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 14462 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York · High Poverty market

Scored purely from public records, 14462 (Livingston County, New York) returns a low composite of 21/100. The pressure is most legible in construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 49/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100).

The market reads peak — home values rose 3.7% year on year (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

Households earn a median $77,368 — near the roughly $78,000 national figure. Around 50% of renters are cost-burdened. The vacancy rate is 3.3%. Around 22% of adults hold a bachelor's degree or higher. The poverty rate is 22.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 312 housing units. 765 residents call 14462 home, typically aged 34. The typical home is worth about $203,400 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 31/100. 87% of housing is owner-occupied.

On the whole, 14462 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 14462 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 14462's 21/100 can be lined up against any neighbor in Livingston County, New York or any ZIP coast to coast. 14462 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 figure for 14462 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 14462 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
49/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 14462

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
9 further distress layers are graded for 14462

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 14462 distress snapshot

Current distress, phase, housing and lender-pressure figures for 14462, drawn from the same report attached to each property.

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Livingston County ZIPs near 14462

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Open 14462 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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