ZIP 14462 Property Distress & Foreclosure Data

In Livingston County, New York, ZIP 14462 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (71/100), structural risk (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. On the structural side it scores 50/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100).

The market reads expansion — home values rose 5.7% year on year, 1.6% off the recent peak (phase confidence 56/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $77,368 — near the roughly $78,000 national figure. Around 50% of renters are cost-burdened. The vacancy rate is 3.3%. About 22% have a four-year degree. Roughly 22.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 312 housing units. About 765 people live here, median age 34. A median home runs $203,400 here, or 2.8 times local income. On demographic stress specifically, 14462 scores 31/100. The tenure split is 87% owner-occupied to 13% rented.

Net-net, 14462 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.