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ZIP 14545 Foreclosure, Tax-Lien & Distress Report

Livingston County, New York · Affordable market

Composite property distress in 14545 (Livingston County, New York) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). Structurally it carries 49/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (49/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 3.7% over the trailing year (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

136 residents call 14545 home, typically aged 46. About 17% have a four-year degree. Home values center near $96,700, an affordability ratio of 0.9× — accessible. At $103,250, median income runs above typical U.S. levels. 100% of housing is owner-occupied. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 14/100. Vacancy runs 0.0%. The ZIP holds roughly 56 housing units.

Overall 14545 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 14545 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 14545 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 14545 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

14545's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 14545 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
49/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 14545

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk57
14545 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 14545 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 14545, the same set carried on every parcel.

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Neighbouring ZIPs in Livingston County

More distress data near 14545

Further distress data across Livingston County, New York at ZIP, county and state level.

Unlock the full ZIP 14545 acquisition report

See who owns each distressed property in 14545, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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